Payday loans are getting a lot of attention recently. Many new laws have been passed to restrict lending and put payday loans out of business. They have not worked, as payday loans have only evolved to assess a fee rather than interest to get around the laws.
Payday loans are a short term solution. If you need fast cash, payday loans are the way to go. As long as you don't borrow too much and pay it back fast, they can be very helpful. A payday loan can help with car payments or repairs, rent, emergencies, bills and other expenses. Just pay it back when you get your next paycheck.
No law is going to even ban payday loans. People will always need fast cash, and people will always provide it for them. Whether they get their payday loans are online or in a store, they will always be here to provide a fast cash advance for those who need it.
Wednesday, January 7, 2009
Tuesday, November 4, 2008
Personal Finance
It's a hot topic right now. With the financial crisis, money has become a topic of much discussion. But what is everyone discussing? They're talking about how we got into this mess and how we can get out. I'd rather focus on what you as the consumer did to get into this mess and what you the consumer can do to get out.
Credit cards. Hands down. That was it. People spent tons of money they didn't have. Chances are you have almost a dozen credit cards on you right now. Are they maxed out? Do you owe money on them? Do you own your house? Still making payments? Struggling to make the payments? Well that's how you Joe the Consumer contributed to the financial meltdown. You mismanaged your personal finances. It's ok, you're not alone, tons of people didn't spend their money properly or save it properly.
So how to get out? Start by cutting up that credit card. Then sell your house if you can't afford it. Move into something you can afford and get a mortgage you can actually pay off. Start saving your surplus money instead of using it to pay off credit cards. Get out of debt fast. All these things will help.
The economy is still very strong. No reason to panic. Just do your part and start saving money and spending frugally and things will be fine.
Credit cards. Hands down. That was it. People spent tons of money they didn't have. Chances are you have almost a dozen credit cards on you right now. Are they maxed out? Do you owe money on them? Do you own your house? Still making payments? Struggling to make the payments? Well that's how you Joe the Consumer contributed to the financial meltdown. You mismanaged your personal finances. It's ok, you're not alone, tons of people didn't spend their money properly or save it properly.
So how to get out? Start by cutting up that credit card. Then sell your house if you can't afford it. Move into something you can afford and get a mortgage you can actually pay off. Start saving your surplus money instead of using it to pay off credit cards. Get out of debt fast. All these things will help.
The economy is still very strong. No reason to panic. Just do your part and start saving money and spending frugally and things will be fine.
Monday, September 29, 2008
The Best Personal Loans Online
Hey you should check out the best personal loans online! They offer payday loans for people with bad credit. You can get an easy cash advance to cover those unexpected bills. They match you with a lender who is best suited to fund your personal loan.
Subscribe to:
Posts (Atom)